STUDENT LOAN CRISIS! DO YOU OWE $10,000 OR MORE IN STUDENT LOANS?

STUDENT LOAN CRISIS! DO YOU OWE $10,000 OR MORE IN STUDENT LOANS? YOU MAY QUALIFY FOR STUDENT LOAN CONSOLIDATION TO LOWER YOUR MONTHLY PAYMENTS BASED ON YOUR INCOME. 

There is an estimated $1.2 trillion in student loan debt in the United States and that number is continuing to grow by the minute! 1 in 4 Americans are burdened with this debt which they must deal with on a day-to-day basis. The good news is that there have finally been programs released that can help lower your student loan payments and possibly even forgive your debt completely. Call (424) 334-5195 to apply for student loan consolidation

These are new student loan repayment programs, student loan forgiveness programs are designed to combine one or more of your eligible Federal Student Loans into one new loan. More importantly, there are flexible repayment options available that are tailored to your own unique circumstance and financial situation.

WHAT TYPE OF REPAYMENT PLANS ARE THERE? Call (424) 334-5195 to apply for student loan consolidation. AFTER YOU CONSOLIDATE YOUR LOANS, YOU WILL POTENTIALLY BE ELIGIBLE FOR MULTIPLE REPAYMENT PLANS THAT CAN LOWER YOUR MONTHLY PAYMENTS AND/OR REDUCE YOUR TERM!

-STANDARD REPAYMENT PLAN

Under the Standard Repayment Plan, you will be paying a fixed monthly loan payment (usually 1% of your loan amount) each month until your loan(s) are paid in full. Your monthly payments will be at least $50 for up to 10 to 30 years, depending on your student loan amount. Call (424) 334-5195 to apply for student loan consolidation

-INCOME CONTINGENT REPAYMENT PLAN (ICR)

Under the Income Contingent Repayment Plan, your monthly payments will be based on annual income, loan balance, and family size.

-GRADUATED REPAYMENT PLAN

Under the Graduated Repayment Plan, your payments start out low and increase every two years. The length of the repayment plan is typically 10 years. This plan is ideal for borrowers who anticipate their income increasing steadily over time. Call (424) 334-5195 to apply for student loan consolidation

-INCOME CONTINGENT REPAYMENT PLAN (ICR)

Under the Income Contingent Repayment Plan, your monthly payments will be based on annual income, loan balance, and family size. Payments on this program are capped at 20% of  our discretionary income with a maximum term of 25 years. Any debt remaining after the term will be completely forgiven!

-INCOME-BASED REPAYMENT PLAN (IBR)

Under the Income-Based Repayment plan, your monthly payments will be based on annual income, loan balance, and family size. Payments on this program are capped at 15% of your discretionary income with a maximum term of 25 years. Any debt remaining after the term will be completely forgiven! Call (424) 334-5195 to apply for student loan consolidation

-PAY AS YOU EARN REPAYMENT PLAN (PAYE)

Under the Pay As You Earn Repayment plan, your monthly payments will be based on annual income, loan balance, and family size. Payments on this program are capped at 10% of your discretionary income with a maximum term of 25 years. Any debt remaining after the term will be *In order to qualify for discharge by the Dept of Education.